“Breaking News: Significant buyers and seller incentives exclusively offered to Crystal Clear Realty Customers” Mention Code: 2019SAVINGS

Be prepared and know who’s responsible for the variety of fees and expenses at the closing table.

BUYER COST SELLER COST OTHER
Down payment
Loan origination
Points paid to receive a lower interest rate
Home inspection
Appraisal
Credit report
Mortgage insurance premium
Escrow for homeowner’s insurance
(if paid as part of the mortgage*)
Property tax escrow

(if paid as part of the mortgage*)

Deed recording
Title insurance policy premiums
Land survey
Notary fees
Home Warranty
Proration** for your share of costs

(such as utility bills and property taxes)

*Lenders keep funds for taxes and insurance in escrow accounts as they are paid with the mortgage, then pay the insurance or taxes for you.

** Because such costs are usually paid on either a monthly or a yearly basis, you might have to pay a bill for services used by the sellers before they moved. Proration is a way to even out bills sellers may have paid in advance, or that you may later pay for services they used.

SUBSCRIBE TO OUR NEWSLETTER NOW AND GET THE LATEST NEWS AND UPDATES!

Crystal Duckworth-circle

Office: 904-HOUSE-54
Direct: 904-716-1927
Email: crystal@crystalclearrealtygroup.com
Address: 11481 Old St. Augustine Road Suite 201
Jacksonville, Florida 32258